Compare Medicare and health plan options with a licensed agent
We help people turning 65, people already on Medicare, and people buying their own coverage figure out what fits, then connect them with licensed insurance agents who can show the plans in their ZIP code. It costs you nothing, and nothing changes unless you decide to enroll.
Not ready for a quote? Tell us where you are.
Your clock starts before your birthday. Your Initial Enrollment Period is 7 months long and opens 3 months before the month you turn 65. Sign up late for Part B and the penalty can follow you for life.
Open Enrollment is happening now. From October 15 to December 7 you can switch Medicare Advantage or drug plans for 2027. Check your Annual Notice of Change first; plans change networks and drug lists every year.
Marketplace Open Enrollment starts November 1. On HealthCare.gov, pick a plan by December 15 for coverage on January 1. The window closes January 15, 2027.
Prefer to talk it through? Contact our team.
Join, switch or drop a Medicare Advantage or drug plan. Changes start January 1.
Already in an Advantage plan? You get one more change during this window.
Enroll by December 15 on HealthCare.gov for a January 1 start.
The coverage we help people sort out
Most people don’t need more options. They need someone to cross off the ones that don’t fit their doctors, their prescriptions and their budget.
Medicare Advantage
Part C plans from private carriers that bundle hospital and medical coverage, and usually drug coverage, with a yearly cap on in-network costs. Networks matter more than the brochure does.
Advantage vs. MedigapMedigap and Part D
Supplement plans that sit on top of Original Medicare, plus stand-alone drug plans. The timing of your first purchase can decide whether you get medically underwritten later.
How drug costs workIndividual and family plans
ACA Marketplace coverage for people under 65 without a job-based plan. Whether you qualify for a tax credit depends on household income, so the sticker price is rarely what you pay.
Marketplace basics
How it works
No quote engine pretending to know your situation. A conversation with a licensed person who does this every day.
- Tell us where you areTurning 65, switching plans, losing job coverage. A few questions so the call starts in the right place.
- A licensed agent reviews your optionsThey look at plans available in your ZIP code from the carriers they represent, checked against your doctors and prescriptions.
- You decideEnroll, wait, or walk away. There is no fee, no obligation, and nothing changes until you sign an application.
Numbers worth knowing
Published by Medicare and CMS. We update these when the new year’s figures come out, and we show the source so you don’t have to take our word for it.
Learn before you call
Plain-English guides written for the questions people actually ask us. All guides
Which enrollment period are you in?
Four windows, different rules. Miss the wrong one and you wait a year.
Medicare Advantage vs. Medigap
The real trade-off is flexibility now versus predictability later.
What Part D will cost you in 2027
The cap rises to $2,400. Here is what counts toward it and what doesn’t.
Carrier, agency or call center?
Health Exchange Group is run by Palo Media Group, a performance marketing company working in insurance since 2010. We build compliant consumer demand and deliver it as inbound calls, live transfers and consented leads, with the reporting to back it up.
See how we work with partners- Inbound calls and live transfers filtered by state, hours and capacity
- Approved creative and landing pages, locked after sign-off
- Call recordings and QA dispositions on every billable call
- Reporting reconciled against your system, not just ours